Browse all 243 finance AI skills for Claude

Guided month-end close workflow: accrue expenses, reconcile accounts, review flux, clear open items, and produce a sign-off checklist — step by step in Claude.

Review journal entries for GAAP compliance, proper coding, completeness, and audit risk. Flags errors, unusual items, and missing support — before your auditors do.

Step-by-step bank reconciliation: match transactions, identify timing differences, flag errors, and produce a clean reconciliation statement with unexplained items highlighted.

Analyze budget vs. actual results: identify root causes of variances, flag favorable vs. unfavorable, and draft management commentary explaining the drivers.

Build a complete DCF valuation from scratch: project revenue and FCF, calculate WACC, determine terminal value, and produce an enterprise value with sensitivity table.

Audit a three-statement financial model for linkage errors, circular references, balance sheet integrity, and common modeling mistakes before it goes to clients.

Build a back-of-envelope LBO model in minutes: sources and uses, debt schedule, returns analysis, IRR and MOIC — for deal screening and IC prep.

Build a comparable company (comps) analysis: select the right peer group, pull key trading multiples, benchmark your company, and derive a valuation range.

Calculate WACC step-by-step: CAPM cost of equity, cost of debt, beta estimation, capital structure weighting — with sanity checks against industry benchmarks.

Draft a complete bank credit memorandum: business overview, financial analysis, credit structure, risk assessment, and lending recommendation — ready for credit committee.

Calculate all five options Greeks (Delta, Gamma, Theta, Vega, Rho) using Black-Scholes, plus implied volatility solving and P&L attribution.

Analyze DeFi liquidity pool positions: calculate real APY after fees, impermanent loss breakeven, and optimal rebalancing thresholds.

Run parametric and historical Value at Risk calculations, plus stress scenarios for equity, fixed income, and multi-asset portfolios.

Screen counterparties, entities, and transactions against OFAC SDN lists. Structure match scoring, escalation logic, and SAR documentation.

Audit employee expense reports for policy violations, duplicate submissions, missing receipts, and out-of-policy amounts. Generate flagged items and escalation recommendations.

Estimate month-end accruals for unbilled expenses, payroll, commissions, interest, and warranties. Generate journal entry drafts with supporting calculations.

Match bank statement transactions to GL entries, surface unmatched items with suggested resolution, and produce a signed-off reconciliation memo ready for the controller.

Apply the 5-step ASC 606/IFRS 15 framework to any contract: identify performance obligations, allocate transaction price, determine recognition timing, and flag variable consideration risks.

Extract key terms from lease documents, calculate right-of-use asset and lease liability amortization schedules, and produce opening journal entries under ASC 842 / IFRS 16.

Calculate the income tax provision: current vs. deferred tax split, temporary difference analysis, valuation allowance assessment, and ETR reconciliation per ASC 740.

Match intercompany receivables and payables across legal entities, identify out-of-balance pairs, generate elimination entries, and produce a consolidation sign-off memo.

Draft disclosure footnotes for common accounting topics (leases, stock compensation, revenue, income taxes, debt) following ASC/IFRS language standards, formatted for 10-K or standalone financials.

Generate depreciation schedules for book vs. tax across MACRS, straight-line, double-declining balance, and units-of-production methods. Handle partial-year conventions and disposals.

Convert a CIM or deal summary into a structured Investment Committee memo: thesis, market, management, financial analysis, risks, and recommended terms — in hours, not days.

Generate a structured M&A pitchbook or sell-side process letter first draft: company overview, market positioning, transaction rationale, valuation summary, and process timeline.

Build an accretion/dilution model: input acquirer and target financials, deal structure (cash/stock/mix), synergies, purchase price adjustments, and output pro forma EPS impact.

Analyze how much debt a company can support, model credit metrics at different leverage levels, and track covenant headroom across leverage, coverage, and liquidity tests.

Model a company cap table through a liquidation or exit waterfall — preferred terms, liquidation preferences, anti-dilution, option pool — and compute proceeds to each share class.

Parse a data room index, map items to a standard financial due diligence checklist, flag open items, and summarize key findings by workstream for M&A, PE, or lending transactions.

Quantify and model post-merger synergies: cost saves (headcount, G&A overlap, procurement), revenue synergies (cross-sell, pricing), integration costs, and phased NPV of the synergy case.

Fit market option prices to a smooth implied volatility surface using SVI/SABR, detect arbitrage violations, and export vol grids for pricing and hedging.

Run Markowitz mean-variance optimization and Black-Litterman with manager views to produce efficient frontier allocations, constrained-aware weights, and risk/return attribution.

Price bonds, compute modified duration, convexity, DV01, and Z-spread. Bootstrap yield curves using Nelson-Siegel. Run rate sensitivity scenarios for any fixed income portfolio.

Run walk-forward backtests with full P&L accounting, drawdown analytics, Sharpe/Sortino/Calmar ratios, and trade-level attribution. Identify overfitting and regime sensitivity.

Decompose portfolio returns and risk into factor exposures (Fama-French, momentum, quality, low-vol). Compute factor loadings, active bets vs. benchmark, and attribution of P&L.

Price barrier, Asian, lookback, digital, and rainbow options via Monte Carlo, PDE finite-difference, and closed-form solutions. Compare pricing methods and quantify model risk.

Calibrate Heston, SABR, and local volatility models to market option prices. Compute calibration error surfaces and produce parameters for exotic option pricing.

Compute CVA, DVA, FVA, MVA, and KVA for derivatives books under multiple netting/collateral regimes. Produce regulatory and IFRS 13 disclosures.

Classify current market regime (risk-on/off, volatility regime, trend/mean-reversion) using Hidden Markov Models and ML signals. Output regime-conditional portfolio positioning rules.

Analyze any wallet or DeFi portfolio: token balances, LP positions, staking rewards, unrealized P&L, and tax lot tracking across Ethereum, Solana, and EVM chains.

Review Solidity smart contracts for common vulnerabilities: reentrancy, integer overflow, access control, flash loan attacks, oracle manipulation, and upgradeability risks.

Evaluate any crypto token's supply schedule, emission rates, vesting cliffs, utility mechanics, inflation/deflation dynamics, and fair launch vs. VC-backed distribution.

Screen any DeFi protocol for smart contract risk, liquidity risk, oracle risk, governance risk, and economic attack vectors. Produce a risk score for capital allocation decisions.

Identify tax-loss harvesting opportunities, optimize lot selection (HIFO vs FIFO), compute wash sale equivalents for crypto, and estimate tax liability across jurisdictions for digital asset portfolios.

Value individual NFTs using trait rarity scoring, sales comparables, floor/ceiling analysis, and collection health metrics including royalty enforcement and holder concentration.

Conduct pre-investment due diligence on new token launches: team background, whitepaper quality, code audit status, tokenomics red flags, comparable launches, and regulatory risk.

Analyze transaction patterns for AML red flags: structuring, layering, unusual cash activity, high-risk jurisdictions, and PEP transactions. Draft alert disposition narratives.

Draft complete, FinCEN-compliant Suspicious Activity Report narratives covering who, what, when, where, why, and how — with proper structuring language, red flag articulation, and required disclosure elements.

Design, test, and document SOX 404 internal controls over financial reporting. Draft control matrices, walkthroughs, test plans, and deficiency narratives for material weaknesses and significant deficiencies.

Analyze new regulatory filings, proposed rules, and final guidance from SEC, CFTC, FinCEN, OCC, Fed, CFPB, and Basel. Summarize impact, compliance deadlines, and required policy changes.

Validate financial models under SR 11-7 / OCC 2011-12 guidance. Perform conceptual soundness review, outcome analysis, benchmarking, and sensitivity testing. Draft MRM validation reports.

Draft commercial credit approval memos: business overview, financial analysis, facility structure, risk factors, collateral analysis, covenant recommendations, and risk rating rationale.

Review customer KYC documentation packages for completeness, authenticity signals, beneficial ownership compliance under FinCEN CDD rule, and PEP/adverse media screening findings.

Analyze budget vs. actual variances by account, cost center, and driver. Draft management commentary explaining variances, identify root causes, and recommend corrective actions.

Build a 12-month rolling forecast using driver-based assumptions. Update with actuals each month, reproject remaining periods, and produce forecast-vs-prior-forecast waterfall to track model accuracy.

Draft concise, board-ready financial narrative for monthly and quarterly board packages: executive summary, KPI dashboard commentary, variance explanation, and forward guidance language.

Model department headcount plans with hiring timelines, fully-loaded cost (salary, benefits, equity, overhead), attrition scenarios, and productivity ramp curves. Output cost impact for annual budget and rolling forecast.

Build multi-scenario financial models: base, bull, bear cases with defined assumption sets. Run Monte Carlo simulation, compute breakeven points, and produce sensitivity tables showing which drivers most impact EBITDA and cash.

Compute and analyze the complete SaaS metric stack: ARR, NRR, GRR, CAC, LTV, payback period, Rule of 40, magic number, and cohort retention. Benchmark against SaaS public company comps.

Evaluate capital investment proposals using NPV, IRR, payback period, and modified IRR. Compare multiple capex scenarios, run sensitivity analysis on key assumptions, and draft capital committee proposals.

Run Monte Carlo simulation for retirement planning: probability of portfolio surviving 30+ years, safe withdrawal rates, Roth conversion analysis, and Social Security optimization.

Design investment portfolios for individual investors: asset allocation by risk tolerance, efficient frontier construction, factor tilts, core/satellite structure, rebalancing triggers, and tax efficiency.

Identify tax-loss harvesting opportunities across investment accounts, select replacement securities to maintain exposure while avoiding wash sales, and estimate after-tax return improvement.

Draft comprehensive Investment Policy Statements (IPS) for individual or institutional clients: objectives, constraints, asset allocation targets, rebalancing rules, prohibited investments, and benchmark selection.

Guide clients through complete estate planning review: will adequacy, trust structures, beneficiary designations, power of attorney, healthcare directives, estate tax exposure, and gifting strategies.

Prepare for client investment review meetings: performance attribution, talking points, proactive agenda for life changes, portfolio drift analysis, and Q&A anticipation for difficult markets.

Build a complete leveraged buyout model: entry assumptions, debt structure, operating model, returns analysis (IRR/MOIC), and sensitivity tables across exit multiples and leverage.

Draft a complete private equity investment committee memo: executive summary, business overview, investment thesis, financial analysis, risk factors, deal structure, and return analysis.

Build a PE portfolio company monitoring framework: monthly KPI reporting templates, covenant compliance tracking, 100-day plan progress, EBITDA bridge vs. underwriting model, and board reporting.

Analyze venture capital term sheets: pre-money valuation, dilution math, liquidation preference stacks, anti-dilution provisions, pro-rata rights, protective provisions, and founder-friendly vs. investor-friendly scoring.

Draft Limited Partner quarterly reports: fund performance summary, MOIC and IRR by vintage, portfolio company updates, capital account statements, and market commentary for PE/VC fund managers.

Systematically screen acquisition targets: define search criteria, build target lists, score companies on strategic fit and financial profile, and generate outreach language for proprietary deal sourcing.

Build cap tables with multiple share classes, model waterfall distributions for different exit values, compute dilution from option pool expansions, and analyze preferred stock economics across liquidation scenarios.

Transform borrower financial statements and loan request details into a polished commercial credit memo. Covers borrower background, financial analysis, risk factors, collateral, and credit officer recommendation.

Check borrower financials against loan agreement covenants. Flag any breaches, calculate headroom, and draft a covenant compliance certificate or waiver request narrative.

Normalize borrower financial statements into a standard spreading format. Compute key credit ratios, recast EBITDA for non-recurring items, and produce a clean 3-year comparative analysis table.

Analyze a commercial real estate rent roll: normalize lease terms, calculate occupancy, project gross potential rent, compute NOI, and flag credit risk in the tenant base.

Calculate DSCR and debt yield for commercial real estate and business loans. Run sensitivity tables across NOI scenarios and interest rate assumptions to stress-test coverage ratios.

Generate a structured pre-call or pre-meeting brief for commercial bankers. Includes borrower financial snapshot, relationship summary, open items, cross-sell opportunities, and talking points.

Assess SBA 7(a) and 504 loan eligibility, prepare the loan narrative, and structure the application for small business borrowers. Includes size standard check, use of proceeds, and repayment analysis.

Analyze a client's financial situation and identify tax planning strategies for the current year. Covers entity structure, retirement contributions, loss harvesting, deductions, and estimated tax planning.

Draft OECD-compliant transfer pricing documentation for intercompany transactions. Covers functional analysis, comparable search rationale, pricing method selection, and arm's length range determination.

Classify leases under ASC 842, calculate right-of-use assets and lease liabilities, produce journal entries, and generate the required financial statement disclosures.

Apply the ASC 606 five-step model to complex customer contracts. Identify performance obligations, determine transaction price, allocate to obligations, and determine recognition timing.

Identify qualifying R&D activities and expenditures under IRC Section 41, calculate the federal R&D credit (regular and ASC method), and prepare the four-part test documentation for each activity.

Determine state income tax and sales tax nexus for businesses operating in multiple states. Analyze physical presence, economic nexus thresholds, and recommend apportionment and filing strategies.

Structure and write a professional tax research memorandum. Covers facts, issue statement, analysis of IRC code sections, regulations, and case law, and a clear conclusion with risk assessment.

Build a complete commercial real estate pro forma from T-12 financials and rent roll. Projects stabilized NOI, cap rate valuation, cash-on-cash return, IRR, and equity multiple across a 5–10 year hold period.

Analyze a commercial real estate offering memorandum (OM) and extract critical red flags, inconsistencies, and questions for seller. Covers rent roll, expense analysis, capital expenditure history, and market positioning.

Compare multiple CRE valuation approaches: cap rate, replacement cost, comparable sales, and DCF. Identify the range of value, explain cap rate compression/expansion drivers, and recommend pricing strategy.

Underwrite a multifamily apartment acquisition. Project unit-level revenue, operating expenses, value-add renovation economics, debt service, and investor returns including IRR and equity multiple.

Assess the financial feasibility of a real estate development project. Calculates total development costs, pro forma stabilized value, developer profit, development spread, and return on cost.

Draft a residential or commercial mortgage pre-qualification narrative. Covers borrower income analysis, DTI calculation, credit tier, eligible loan programs, and approval likelihood assessment.

Calculate tax deferral under IRC Section 1031, identify like-kind exchange requirements, compute boot received, evaluate replacement property options, and draft a timeline for completing the exchange.

Review actuarial reserve workbooks for property-casualty or life insurance companies. Identify methodology anomalies, test development patterns, flag reserve deficiencies, and draft the reserve opinion commentary.

Analyze an insurance underwriting submission for commercial lines. Assess risk quality, pricing adequacy, coverage terms, loss history, and produce an underwriting memorandum with accept/decline recommendation.

Structure and document insurance claims from first notice of loss through coverage analysis. Produce an initial reserve recommendation, coverage position letter, and investigation checklist for adjusters.

Analyze 5-year loss run data for an insurance account. Calculate loss cost ratio, identify frequency/severity trends, benchmark vs. industry, and generate an underwriter-ready loss narrative.

Extract key terms from reinsurance treaty agreements. Summarize coverage triggers, retention, limits, exclusions, reporting requirements, and settlement terms in a structured abstract for underwriting and accounting teams.

Draft actuarial and management narratives for state insurance department rate and form filings. Covers loss cost trend support, rate change justification, deviation explanations, and responsive letters to department queries.

Review Directors & Officers (D&O) or Errors & Omissions (E&O) insurance policies for coverage gaps. Compare side A/B/C coverages, exclusions, sublimits, and retention structures against best-practice standards.

Quantify cost and revenue synergies from an M&A transaction. Build a synergy waterfall, timeline to realization, one-time costs, and integration milestone tracker for deal teams and integration management offices.

Write a comprehensive investment committee (IC) memo for a proposed M&A or private equity investment. Structures the business case, financial analysis, valuation, risk factors, and clear investment recommendation.

Analyze M&A data room contents and extract due diligence red flags. Covers financial, legal, commercial, operational, and tax diligence across key documents. Generates a prioritized red flag log and follow-up question list.

Review key provisions of a Stock Purchase Agreement (SPA) or Asset Purchase Agreement (APA). Summarize reps and warranties, indemnification provisions, closing conditions, escrow structure, and flag buyer/seller risks.

Build a public company comparable analysis (comps) and precedent M&A transactions analysis. Calculates EV/EBITDA, EV/Revenue, P/E multiples, and derives an implied valuation range for the target company.

Prepare the financial analysis underlying a fairness opinion. Structures DCF, LBO, comps, and precedent transactions analyses to support a board of directors fairness determination on a proposed M&A transaction.

Identify and prioritize potential strategic and financial buyers for a sell-side M&A process. Scores buyers on strategic fit, financial capacity, acquisition history, and cultural alignment.

Assess a company's current disclosures against EU Corporate Sustainability Reporting Directive (CSRD) requirements. Identify gaps, prioritize ESRS topics, and produce a CSRD implementation roadmap.

Calculate greenhouse gas emissions across Scope 1, 2, and 3 categories. Applies GHG Protocol methodology, selects emission factors, computes total CO2e, and writes the emissions disclosure narrative.

Draft a complete TCFD-aligned climate risk disclosure. Covers governance, strategy (physical and transition risks), risk management integration, and metrics & targets sections.

Guide a company through a double materiality assessment for ESG reporting. Structures stakeholder input, scores topics on impact and financial materiality, and produces a materiality matrix with topic prioritization.

Draft a Green Bond Framework aligned with ICMA Green Bond Principles. Covers eligible project categories, use of proceeds, project selection criteria, management of proceeds, and reporting templates.

Assess supplier ESG risk across environmental, social, and governance dimensions. Scores suppliers on key risk indicators, flags high-risk relationships, and generates a due diligence questionnaire for supplier engagement.

Design a net zero strategy and set science-based emissions reduction targets. Covers baseline assessment, near-term and long-term target setting per SBTi methodology, abatement measures, and offsets strategy.

Draft a Suspicious Activity Report (SAR) narrative for FinCEN filing. Structures the 5W narrative (who, what, when, where, why), applies red flag analysis, and produces a compliant, clear explanation of suspicious activity.

Compile and structure a Know Your Customer (KYC) / Customer Due Diligence (CDD) file for individual and entity customers. Covers identity verification, beneficial ownership, risk rating, and EDD triggers.

Triage and investigate AML transaction monitoring alerts. Analyzes the alert context, applies typology patterns, determines false positive vs. true positive, and generates a disposition decision with documented rationale.

Analyze potential OFAC SDN list matches for customers, counterparties, and transactions. Evaluate match quality, assess false positive vs. true hit, document the analysis, and recommend clearance or block.

Prepare for a bank regulatory examination or compliance audit. Organizes the exam request list, assigns document owners, drafts management responses to findings, and creates a remediation tracker.

Review a quantitative model against SR 11-7 / OCC 2011-12 model risk management guidance. Assess documentation quality, validation scope, ongoing monitoring, and governance. Produce a validation summary and finding log.

Structure and write a comprehensive financial crime investigation report. Covers the investigative timeline, evidence analysis, subject profile, legal authority assessment, and law enforcement referral narrative.

Build a detailed 13-week cash flow forecast. Projects weekly operating receipts and disbursements, identifies liquidity gaps, models revolver draws, and produces a daily/weekly cash position report.

Analyze a company's foreign currency exposures, calculate net FX risk by currency pair, and recommend a hedging strategy using forwards, options, or natural hedges based on risk appetite and policy.

Analyze a company's working capital efficiency across DSO, DPO, and DIO metrics. Identify cash conversion cycle improvement opportunities and quantify the cash release from working capital optimization.

Analyze bank account analysis statements, benchmark fees against market rates, score bank service quality, and produce a relationship review report to support renegotiation or bank rationalization decisions.

Draft a corporate cash investment policy statement. Covers investment objectives, risk tolerance, eligible securities, concentration limits, maturity constraints, and governance procedures for board approval.

Calculate net positions across intercompany transactions in a multinational group. Reduces the number of cross-border settlements, minimizes FX conversion costs, and produces a netting instruction schedule.

Build a comprehensive monthly or quarterly treasury board reporting package. Covers liquidity summary, debt and capital structure overview, FX risk exposure, investment portfolio, and key covenant compliance status.

Consolidate financial positions across multiple legal entities, trusts, and accounts into a single family wealth report. Aggregates net worth, asset allocation, performance attribution, and liquidity by entity and in total.

Model estate planning scenarios for ultra-high-net-worth families. Projects estate tax liability under current law and proposed changes, compares gifting strategies (GRAT, SLAT, ILIT, dynasty trust), and estimates wealth transfer efficiency.

Analyze a family office's alternative investment portfolio. Calculates IRR, TVPI, RVPI, and DPI by fund/vintage, benchmarks against ILPA standards, and identifies concentration and liquidity risks.

Prepare educational briefs for family members on key wealth management topics. Covers investment basics, family governance, trust structures, philanthropy, and financial responsibility tailored to next-gen family members.

Develop a strategic grantmaking plan for a family foundation. Covers mission articulation, focus area selection, grant sizing strategy, RFP design, grantee evaluation criteria, and impact measurement framework.

Prepare a quarterly valuation summary for illiquid family office holdings: direct investments, private equity stakes, real estate, and closely-held businesses. Applies ASC 820 fair value principles and documents valuation methodology.

Draft a family governance charter and constitution for a family office or family business. Covers family values, decision-making frameworks, employment policy, ownership transfers, conflict resolution, and family council structure.

Calculate startup burn rate, runway, and cash-out date. Model hiring and growth scenarios, identify the minimum viable cash needed to reach the next funding milestone, and generate an investor-ready financial outlook.

Build an integrated three-statement financial model (income statement, balance sheet, cash flow statement) for a startup or SMB. Projects revenue by driver, expenses by headcount and category, and produces a 3-year forecast.

Calculate and interpret the full suite of SaaS metrics: MRR, ARR, churn, NRR, LTV, CAC, payback period, and Rule of 40. Benchmarks against industry standards and identifies growth and retention issues.

Calculate and stress-test unit economics for a startup or SMB product. Covers contribution margin, customer payback, cohort LTV, and break-even analysis to determine product-level profitability.

Prepare a comprehensive investor data room for a startup fundraise. Organizes documents by category, identifies gaps, prepares financial model packaging, and drafts the data room index and executive summary.

Perform a comprehensive financial health assessment for a small or medium-sized business. Reviews profitability, liquidity, solvency, cash flow quality, and growth trajectory, producing an overall health score with actionable recommendations.

Write the financial section of a startup or SMB board deck. Covers P&L vs. plan, key metric performance, cash position update, and forward-looking guidance — in the exact narrative format that impresses sophisticated board members.